Balance transfer terms and conditions

  1. The amount transferred must not exceed 90% of the available credit on your account (minimum transfer £250).
  2. We reserve the right to refuse a credit card balance transfer or to limit the
    amount you can transfer.
  3. A 2.5% handling fee will apply to each 0% interest balance transfer you make.
  4. We can't accept transfers from cards or loans issued by companies within the Barclays Group.
  5. If you choose to close your account with other lenders, please let them know in writing.
  6. You should continue to make payments to your other lenders until the balance has been confirmed.
  7. Your monthly payments will reduce your promotional balances first (longest duration first). so you will be charged interest (where it applies) on other balance and new spending whilst your promotional balances are paid off. Obviously the more you pay back, the quicker your balances will be paid off.
  8. If you do not make at least the minimum payment by the payment due date or if you exceed your credit limit at any time we will remove the promotional rate and revert to charging at your standard purchase interest rate (typical rate 14.9% APR variable).
  9. This credit card balance transfer offer is only available when you apply online using this application form.
  10. To qualify for this balance transfer offer you must transfer any balance within 60 days of opening your Barclaycard account. Please see summary box and Barclaycard conditions about allocation of payments.

 

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